Table of contents
Terms & Conditions
Last updated: 1st October 2025
1. Acceptance of terms
By downloading, installing, or using Khount (the "Service") you agree to these Terms & Conditions. If you do not agree, do not use the Service.
2. Services
The Service provides AI-assisted accounting functionality including transaction categorization, invoicing, expense tracking, bank sync, reporting, and predictive insights. Feature availability may change at our discretion.
3. Accounts and registration
- You must provide accurate information when registering and maintain account security.
- You are responsible for activity under your account and must notify us immediately of unauthorized access.
4. Subscriptions, billing & refunds
Certain features require paid subscriptions. Fees, billing cycles, and refund policies are listed on our pricing page and in-app. Fees are billed in advance and are generally non-refundable except when required by law.
5. Acceptable use
You must not use the Service to commit fraud, upload malicious files, reverse-engineer the Service, or provide false information. We may suspend accounts that violate these rules.
6. Intellectual property
All software, content, trademarks, and logos are owned by Khount or licensors. You are granted a limited license to use the Service per these Terms.
7. AI, accuracy & user responsibility
The Service uses machine learning and automated processing. Outputs (e.g., categorizations, suggested journal entries, tax calculations) are provided for convenience and are not a substitute for professional accounting or legal advice. You are responsible for verifying financial records and tax filings.
8. Third-party integrations
By connecting third-party services (banks, payment processors), you authorize us to access and process that data under this Privacy Policy. Third-party terms may apply.
9. Data retention & backups
We retain data to provide the Service and comply with legal obligations. You may export or request deletion of your data subject to verification and legal retention requirements.
10. Termination
We may suspend or terminate accounts for violations or abusive behavior. You may close your account anytime via the app or by contacting [email protected]
11. Disclaimers & limitation of liability
The Service is provided "as is." To the fullest extent permitted by law, Khount disclaims warranties and is not liable for indirect, incidental, or consequential damages arising from the use of the Service.
12. Governing law & disputes
These Terms are governed by the laws of Cambodia. Disputes will be handled in local courts unless arbitration is chosen in writing.
13. Changes to terms
We may modify these Terms. Significant changes will be notified via email or in-app. Continued use after notice constitutes acceptance.
14. Contact
Questions: [email protected]
Privacy Policy
Last updated: 1st October 2025
1. Overview
We respect your privacy. This policy applies to data collected through the app, website, and related services operated by Khount.
2. What we collect
- Account info: name, email, phone, business name.
- Financial data: transactions, invoices, receipts, bank statements when you connect accounts.
- Device & usage: device info, IP, logs, crash reports.
- Payments: billing details stored by payment processors (we do not store full card data unless explicitly authorized).
- Third-party integrations: bank and payment provider data you authorize us to access.
3. How we use your data
- To provide and improve services (AI categorization, reporting, invoices).
- To sync and reconcile financial accounts when you connect them.
- To process payments, billing, and fraud prevention.
- To communicate important updates and support messages.
- To meet legal, tax, and regulatory obligations.
4. Legal basis (where applicable)
We rely on performance of contract, legitimate interests (improving the Service, fraud prevention), and consent where required by law.
5. Sharing & disclosures
We do not sell personal data. We share data with:
- Service providers (hosting, analytics, payment processors).
- Legal authorities when required by law.
- Third parties in connection with a merger or asset sale.
6. Security
We use industry-standard measures (encryption in transit and at rest, access controls). No system is perfectly secure — report suspected breaches to [email protected].
7. Data subject rights
Depending on where you live you may have rights to access, correct, delete, or restrict processing of your personal data. Contact [email protected] to make requests. We may need to verify your identity.
8. International transfers
Your data may be processed in countries with different laws. We use appropriate safeguards such as standard contractual clauses where required.
9. Retention
We retain data as necessary to provide services, fulfill legal obligations, and for legitimate business purposes. You can request export or deletion subject to legal retainment requirements.
10. Children
We do not knowingly collect data from children under 13. If you believe we have such data, contact us.
11. Changes to this policy
We will notify you of material changes. Continued use after notice means you accept the updated policy.
12. Contact
Privacy questions: [email protected].